Need an appraisal in Crested Butte or Gunnison County?

The top seven reasons why CO homeowners call on Cornerstone Appraisal:

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
To challenge a CO property tax assessment
Remove PMI to lower a mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a CO divorce, where real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate

Own a home in or near Crested Butte, CO and need help deciding the value of it?
Contact Cornerstone Appraisal.

We at Cornerstone Appraisal understand the unique needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Cornerstone Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you abolish unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Cornerstone Appraisal is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Cornerstone Appraisal can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for verity? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Cornerstone Appraisal can help with that too. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.